About Timpbills

Our Story

Building the future of digital payments in Nigeria, and growing across Africa.

01HOW WE STARTED

Built for everyday
Africans.

Timpbills was created with one goal in mind: making digital payments and utility services easier, faster and more accessible for everyday people. From airtime and data purchases to electricity bills, cable TV subscriptions and future financial services, we want to build a platform Africans can trust and depend on daily.

We're starting from Nigeria with a long-term vision of expanding across Africa, and building a financial ecosystem that empowers individuals, students, businesses and communities. Without losing sight of the simple, honest experience that brought our first users in.

We believe technology should not only be advanced, but practical, accessible and impactful to everyday people. That belief shapes every screen, every flow, every line of code we ship.

02MISSION & VISION

What we're building
toward.

A clear north star keeps us honest. These two statements decide what we ship, and, just as importantly, what we don't.

MISSION What we do, every day

To simplify digital payments and financial services through secure, innovative and user-friendly technology.

Practical fintech for the bills you already pay, built by people who pay them too.

VISIONWhere we're heading

To become one of Africa's leading digital payment ecosystems, trusted by millions across the continent.

From Lagos outward. A platform Africans can build their day around.

Honest.

No surprise fees. No hidden margins. What you see on the bill is what you pay.

Fast.

Most transactions complete in under five seconds. Auto-refunds inside seven days when they don't.

Ours.

Designed in Nigeria for Nigerians, with the providers, networks and DisCos baked in from the start.

03WHY TIMPBILLS

The reasons people
keep coming back.

These aren't marketing words. They're the six commitments we measure ourselves against in every weekly review.

Fast & seamless transactions

Bills paid in seconds with realtime status. No spinners, no anxiety.

Secure & reliable

Bank-grade encryption, biometric login, transaction-level confirmation.

User-friendly experience

Every flow is tested with real Nigerians, refined, then tested again.

Built for Africans

Naira-first amounts, Nigerian networks, providers and DisCos out of the box.

Affordable & accessible

Free to download, fair to use. Designed to feel premium without the price tag.

Constant innovation

New services every month. Flights, business tools and cross-border payments all on the way.

04MEET THE TEAM

The people
behind the product.

A small team with a long-term outlook. Founded and led from Nigeria, with the ambition of building Africa's most trusted everyday payments platform.

Timothy Patrick
Founder · Vision Lead
PROFILE · 001

Timothy Patrick

Founder & Vision Lead

Timothy Patrick is a Computer Engineering graduate with a Master's degree in Computer Science & Engineering, and a strong passion for technology, innovation and digital transformation. He founded Timpbills with the vision of simplifying digital payments and utility services for everyday Nigerians.

With a growing background in software solutions, artificial intelligence and fintech innovation, Timothy is focused on building a platform that combines simplicity, trust, accessibility and modern financial technology. His long-term vision is to build a trusted digital payment ecosystem starting from Nigeria and gradually expanding across Africa.

Driven by ambition, resilience and continuous learning, he believes technology should not only be advanced, but practical, accessible and impactful to everyday people.

M.Sc · Computer Science & EngineeringB.Eng · Computer EngineeringAI & FintechLagos, Nigeria
05FUTURE GOALS

The future of Timpbills.

We're building beyond payments. Our long-term vision includes broader fintech services, business solutions, cross-border payments and financial accessibility across Africa.

NOW · 2026

Bills & utilities

Live in Nigeria with airtime, data, electricity, cable, flights and internet on tap.

NEXT · H2 2026

Wallet & transfers

Free P2P transfers between Timpbills users. Virtual bank accounts. Savings goals.

2027

Business tools

Multi-bill payments for SMEs, agent network, simple payroll and expense tracking.

2028+

Across Africa

Cross-border payments. Multi-currency wallets. A Pan-African payment ecosystem.

Join the journey

Be part of the journey.

Join us as we build the next generation of digital financial solutions for Africa. Download the app, or get in touch. We'd love to hear from you.

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